:root{
  --primary:#0f2a4a;--primary-dk:#0a1c33;
  --accent:#f07d1a;--accent-dk:#d5690c;
  --text:#25303d;--text-muted:#5b6773;
  --bg:#ffffff;--bg2:#f4f6f9;--bg3:#eef1f5;
  --border:#dfe4ea;--white:#ffffff;
  --font-head:'Poppins',sans-serif;--font-body:'Inter',sans-serif;
  --container:1200px;--radius:14px;
  --shadow:0 4px 14px rgba(15,42,74,.08);
  --shadow-lg:0 18px 40px rgba(15,42,74,.16);
  --trans:.25s ease;
}
*{box-sizing:border-box}
html,body{overflow-x:hidden}
html{scroll-padding-top:112px}
body{margin:0;font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.6;text-align:left}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--primary);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.75rem,4.5vw,3rem)}
h2{font-size:clamp(1.4rem,3vw,2.25rem)}
h3{font-size:clamp(1.15rem,2vw,1.6rem)}
p{margin:0 0 1em}
a{color:var(--accent);text-decoration:none}
img{max-width:100%;height:auto;display:block}
.container{max-width:var(--container);margin:0 auto;padding:0 1.25rem}
@media(max-width:480px){.container{padding:0 1rem}}
section{padding:clamp(3rem,6vw,5rem) 0}
.skip-link{position:absolute;left:-999px;top:0;background:var(--accent);color:#fff;padding:.75rem 1.25rem;z-index:10000;border-radius:0 0 8px 0}
.skip-link:focus{left:0}

/* Topbar */
.topbar{background:var(--primary-dk);color:#cdd8e6;font-size:.85rem}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:38px}
.topbar a{color:#fff;font-weight:600}
.topbar-hours{white-space:nowrap}
@media(max-width:600px){.topbar-hours{display:none}}

/* Nav */
header[role=banner]{position:sticky;top:0;z-index:100}
nav{background:#fff;box-shadow:0 2px 10px rgba(15,42,74,.07)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.logo{flex-shrink:1;min-width:0;font-family:var(--font-head);font-weight:800;font-size:1.25rem;color:var(--primary);display:flex;align-items:center;gap:.5rem}
.logo span{color:var(--accent)}
.nav-links{display:flex;align-items:center;gap:1.25rem;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--text);font-weight:600;font-size:.95rem}
.nav-links a:hover{color:var(--accent)}
.has-dropdown{position:relative}
.dropdown{position:absolute;top:100%;left:0;min-width:250px;padding:.375rem 0;margin:0;list-style:none;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:.6rem 1.1rem;white-space:nowrap;color:var(--text);font-weight:500}
.dropdown a:hover{background:var(--bg3);color:var(--accent)}
.dd-arrow{font-size:.7em}
.nav-cta{background:var(--accent);color:#fff!important;padding:.65rem 1.2rem;border-radius:8px}
.nav-cta:hover{background:var(--accent-dk)}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:.5rem}
.hamburger span{display:block;width:24px;height:2px;background:var(--primary);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded=true] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded=true] span:nth-child(2){opacity:0}
.hamburger[aria-expanded=true] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(320px,85vw);background:var(--white);z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:1.5rem}
.mob-drawer[hidden]{display:block!important;transform:translateX(100%)}
.mob-drawer:not([hidden]){transform:translateX(0)}
.mob-drawer ul{list-style:none;margin:2.5rem 0 0;padding:0}
.mob-drawer a{display:block;padding:.85rem 0;font-size:1.05rem;border-bottom:1px solid var(--border);color:var(--text);font-weight:600}
.drawer-cta{color:var(--accent)!important}
.drawer-close{background:none;border:0;font-size:1.4rem;cursor:pointer;color:var(--primary)}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
@media(max-width:768px){.nav-links{display:none}.hamburger{display:flex}}
@media(max-width:900px) and (min-width:769px){.nav-links{gap:.7rem;font-size:.85rem}.nav-cta{padding:.5rem .85rem}}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--accent);color:#fff;padding:.9rem 1.6rem;border-radius:10px;font-weight:700;border:2px solid var(--accent);transition:background var(--trans),color var(--trans)}
.btn:hover{background:var(--accent-dk);border-color:var(--accent-dk)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary);color:#fff}
.btn-white{background:#fff;color:var(--primary);border:2px solid #fff}
.btn-white:hover{background:transparent;color:#fff}

/* Hero */
.hero{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dk) 100%);color:#fff;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(240,125,26,.25),transparent 55%)}
.hero-inner{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center;padding:clamp(3rem,7vw,5.5rem) 0}
.hero-eyebrow{color:var(--accent);font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:.85rem;margin-bottom:.75rem}
.hero h1{color:#fff}
.hero p{color:#d9e2ee;max-width:52ch}
.hero-ctas{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.5rem}
.hero-trust{display:flex;gap:1.5rem;flex-wrap:wrap;margin-top:1.75rem;font-size:.85rem;color:#cdd8e6}
.hero-trust span{display:flex;align-items:center;gap:.4rem}
.hero-art{position:relative;background:linear-gradient(160deg,rgba(240,125,26,.18),rgba(255,255,255,.05));border:1px solid rgba(255,255,255,.15);border-radius:24px;min-height:320px;display:flex;align-items:center;justify-content:center}
.hero-art svg{width:70%;height:auto}
@media(max-width:900px){.hero-inner{grid-template-columns:1fr}.hero-art{order:-1;min-height:200px}}

/* Icon strip */
.icon-strip{background:var(--primary-dk);color:#fff}
.icon-strip .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
.icon-strip-item{text-align:center}
.icon-strip-item .ico{width:56px;height:56px;margin:0 auto 1rem;background:var(--accent);border-radius:50%;display:flex;align-items:center;justify-content:center}
.icon-strip-item h3{color:#fff;font-size:1.1rem}
.icon-strip-item p{color:#c3cfdd;font-size:.92rem}
@media(max-width:768px){.icon-strip .grid{grid-template-columns:1fr}}

/* Service grid */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.75rem}
.service-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:transform var(--trans),box-shadow var(--trans)}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.service-card-top{background:linear-gradient(135deg,var(--primary),var(--primary-dk));padding:2rem 1.5rem;position:relative}
.service-card-top .ico{width:48px;height:48px;background:var(--accent);border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;margin-bottom:1rem}
.service-card-top h3{color:#fff;margin:0}
.service-card-body{padding:1.5rem}
.service-card-body p{color:var(--text-muted);font-size:.95rem;margin-bottom:1rem}
.service-card-body a{font-weight:700;color:var(--primary)}
@media(max-width:900px){.services-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.services-grid{grid-template-columns:1fr}}

/* Promo band */
.promo-band{background:#16233a;color:#fff}
.promo-inner{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:center}
.promo-inner .icon-list{margin-top:1.25rem}
@media(max-width:768px){.promo-inner{grid-template-columns:1fr}}

/* Content-section card patterns */
.panel-card{background:var(--white);border:1px solid var(--border);border-radius:20px;padding:44px 48px;box-shadow:var(--shadow-lg);max-width:880px;margin:0 auto}
.callout-card{background:var(--white);border:1px solid var(--border);border-radius:20px;padding:40px 46px;box-shadow:var(--shadow-lg);position:relative;overflow:hidden;max-width:880px;margin:0 auto}
.callout-card:before{content:"";position:absolute;top:0;left:0;bottom:0;width:6px;background:linear-gradient(180deg,var(--accent),var(--primary))}
.icon-list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.icon-list li{display:flex;align-items:flex-start;gap:14px}
.icon-list .ico{flex:none;width:27px;height:27px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.8rem}
.insight-card{background:var(--bg2);border:1px solid var(--border);border-radius:20px;padding:44px 48px;position:relative;max-width:880px;margin:0 auto}
.insight-card:before{content:"";position:absolute;top:22px;bottom:22px;left:0;width:5px;border-radius:0 4px 4px 0;background:var(--primary)}
@media(max-width:640px){.panel-card,.callout-card,.insight-card{padding:30px 24px;border-radius:16px;max-width:100%}}

/* Table */
.table-wrap{overflow-x:auto}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
th,td{padding:.85rem 1rem;text-align:left;border-bottom:1px solid var(--border);font-size:.92rem}
th{background:var(--bg3);color:var(--primary);font-family:var(--font-head)}

/* FAQ */
.faq-list{display:block}
.drawer-inner{display:flex;flex-direction:column}
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:1.15rem 0;font-family:var(--font-head);font-weight:700;color:var(--primary);font-size:1.02rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s}
.faq-item.open .faq-answer{max-height:900px}
.faq-answer p{padding-bottom:1.15rem;color:var(--text-muted)}
.faq-plus{transition:transform var(--trans);flex-shrink:0}
.faq-item.open .faq-plus{transform:rotate(45deg)}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--primary),var(--primary-dk));color:#fff}
.cta-band-inner{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}
.call-card{background:#fff;border-radius:var(--radius);padding:1.75rem 2rem;box-shadow:var(--shadow-lg);color:var(--text);min-width:270px}
.call-card .label{font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);font-weight:700}
.call-card .num{font-family:var(--font-head);font-size:1.6rem;color:var(--primary);font-weight:800;margin:.25rem 0 1rem}
@media(max-width:768px){.cta-band-inner{flex-direction:column;text-align:center}}

/* Sticky mobile CTA */
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:8000;background:var(--accent);padding:.8rem 1rem;text-align:center;box-shadow:0 -4px 14px rgba(0,0,0,.15)}
.sticky-cta a{color:#fff;font-weight:800;font-size:1.05rem;display:flex;align-items:center;justify-content:center;gap:.5rem}
@media(max-width:768px){.sticky-cta{display:block}body{padding-bottom:64px}}

/* Insights teaser cards */
.insights-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.insight-tile{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}
.insight-tile .ico{width:42px;height:42px;background:var(--bg3);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--accent);margin-bottom:1rem}
.insight-tile h4{margin:0 0 .5rem;font-size:1.02rem;color:var(--primary)}
.insight-tile p{font-size:.88rem;color:var(--text-muted);margin-bottom:1rem}
.insight-tile a{font-weight:700;font-size:.88rem}
@media(max-width:900px){.insights-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.insights-grid{grid-template-columns:1fr}}

/* Blog cards */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.75rem}
.blog-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.blog-card-top{background:linear-gradient(135deg,var(--accent),var(--accent-dk));min-height:140px;display:flex;align-items:center;justify-content:center}
.blog-card-body{padding:1.5rem}
.blog-card-body .meta{font-size:.78rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:.5rem}
.blog-card-body h3{font-size:1.05rem;margin-bottom:.6rem}
.blog-card-body p{font-size:.9rem;color:var(--text-muted)}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}

/* Breadcrumb */
.breadcrumb{font-size:.85rem;color:var(--text-muted);padding:1rem 0 0}
.breadcrumb a{color:var(--text-muted)}
.breadcrumb a:hover{color:var(--accent)}

/* Map */
.map-embed{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:0;width:100%;height:340px}

/* Footer */
footer{background:var(--primary-dk);color:#c3cfdd}
.footer-top{padding:3.5rem 0 2rem}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:2rem}
.footer-brand{font-family:var(--font-head);font-weight:800;color:#fff;font-size:1.2rem;margin-bottom:.75rem}
.footer-brand span{color:var(--accent)}
footer h3{color:#fff;font-size:1rem;margin-bottom:1rem}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:.6rem}
footer a{color:#c3cfdd;font-size:.92rem}
footer a:hover{color:var(--accent)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:1.5rem 0;font-size:.82rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.75rem}
.footer-bottom a{color:#c3cfdd}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}

/* Utility */
.section-eyebrow{color:var(--accent);font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:.82rem;margin-bottom:.5rem}
.section-head{max-width:700px;margin:0 auto 2.75rem;text-align:center}
.bg2{background:var(--bg2)}
.text-center{text-align:center}
.prose{max-width:72ch}
.prose.center{margin:0 auto}
